Tax

Insurance

Most businesses will have some sort of investigation from HMRC at some point. If this worries you, why not take out a policy that will pay out for us to defend your corner.

Many people worry about a possible HMRC investigation.

Like other possible events in life, it is possible to insure against it.

We offer a policy that will cover our fees if you need us to defend you or your businesses position in a HMRC investigation.

The monthly amount is small but the peace of mind is great.

If you are interested and would like to find out more just give us a call.

Frequently Asked Questions about tax insurance

HMRC investigation insurance covers the professional fees charged by your accountant if HMRC opens an enquiry into your tax affairs. It does not cover additional tax, penalties, or interest – only the cost of defending your position.

Most businesses will face some form of HMRC contact at least once: often routine, sometimes random. HMRC investigations are not always triggered by wrongdoing.

The policy covers accountancy fees for preparing response; liaising directly with HMRC on your behalf; defending your tax position throughout the enquiry.

No. HMRC investigation insurance only applies to future enquiries, starting after the policy is active. Known or ongoing issues are excluded.

Yes. Sole traders, freelancers, contractors, and limited companies can all benefit – particularly those in the creative industries, where income structures are often more complex.

Yes. Even fully compliant businesses can be selected for random or routine checks. The insurance buys certainty and peace of mind — not just protection from mistakes.

Yes. If you’re insured, we will handle communication with HMRC, prepare responses, and defend your position end-to-end, saving you time and stress.

Simply contact us to discuss your situation. We’ll explain the policy, confirm suitability, and arrange cover before any enquiry begins.

Book a free 30 minute consultation with one of our team